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Before signing a contract with any REALTORŽ, make sure you know EXACTLY how your home will be marketed.
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First Time Homebuyers: Amelia Island, Fernandina Beach and Nassau County Florida home buying, real estate listings, and homes for sale in Nassau County, FL

Welcome > For Buyers > First Time Homebuyers ...

Buying Your First Home? REALTORSŽ Are Your Professional Guides. Make Sure You Choose Top Experts.

You might be a bit afraid or intimidated by the whole process of buying your first home. As top Amelia Island, Fernandina Beach and Nassau County real estate experts, it's our job to guide you, from beginning to end.

We will take the time to go through each and every step of the buying process. There are no dumb questions!

Together, we will consider:

- How much can you really afford?

- How to qualify for a mortgage.

- How much cash you should put down.

- How to buy a home with little or nothing down.

- What it takes to get approved for financing. What banks and other financial institutions are looking for.

- How much your payments will be.

- The tax advantages of buying.

- Is renting or buying better for you?

Tell us a bit about your situation below. We'll get right back to you. There is absolutely no charge, and we offer this to you with no strings attached.

New to the home buying process? Tell us your concerns. Ask us questions. It's our job to help! There's no obligation, and we promise to get back to you quickly...

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Working With An Agent >Active Marketing

It takes a lot more than a "For Sale" sign in the front yard, a Multiple Listing entry, and an occasional ad in the classifieds to get a home listing sold. Be sure to discuss the details of the marketing plan with the companies and real estate agents you interview about selling your home.

Real estate agents who provide high quality service will usually have a written marketing plan tailored to fit your home and your individual needs. A good marketing plan begins with pricing the home appropriately. It involves exposing your home to as many real estate professionals and qualified buyers as possible. The agent's job is to get buyers through your front door; your job is to ensure that the buyers like what they see. Top agents are very active in finding prospective buyers and in coaching sellers about how to enhance their home's presentation. There are differences in the marketing approaches of companies and individual agents, so ask for a written plan to give you a clear idea of what you can expect of your agent.

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Q	What took over 30,000 workmen to construct and is considered the second largest palace in the world?
A	The Palace of Versailles, 14 miles southwest of Paris and completed in 1682, is famous for its size and its beauty.
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Financial Planning
Contact Nick Edwards with Investment Management Group & Pension Management for additional financial planning information!
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Team Werling, REALTORŽ, real estate agent and broker for Amelia Island, Fernandina Beach and Nassau County Florida home listings, property and land for sale - NUMBER1EXPERT(tm)

"Team Werling" - Paul & Karen Werling
Prudental Chaplin Williams Realty
5472 First Coast Hwy., Ste 1
Fernandina Bch., FL 32034
Direct Line: 1-866-437-8505
Office: 1-904-261-9311
Fax: 1-904-277-4886
Cell: 1-904-556-9549
Karenwerling@bellsouth.net
Pwerling@bellsouth.net
Paul and Karen Werling have been in the real estate and mortgage lending profession for thirty years and they feel that before you put your trust and confidence in them as your Real Estate Agents, it is important for you to be familiar with their "Team", their qualifications and experiences in their profession. Both of the Werlings are Graduates of the Real Estate Institute and regularly attend classes to stay abreast of changes in their profession. Combined, their designations include Investment & Analysis Real Estate Certificate from the Commercial Investment Real Estate Institute, the "Senior's Real Estate Specialists" and "Certified Residential Specialists" and Mortgage Certification. They have a full support group, which includes two licensed REALTOR/partners, accountant, financial planner, and a mortgage lender. With PRUDENTIAL offices located throughout the state, Buyers and Sellers can be assured that:

TEAM WERLING HAS FLORIDA COVERED

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